Tesla has launched an exclusive financing promotion that is already creating buzz: the Tesla Model 3 with 0% APR and Full Self-Driving (Supervised). But there’s a catch — the offer is available only until September 1.
For buyers considering a Tesla Model 3, this could be one of the most affordable times to purchase. Zero-percent financing means no interest payments, and FSD (Supervised) adds Tesla’s cutting-edge driver-assistance technology.
In this article, we’ll cover everything you need to know:
- What the 0% APR promotion means
- How FSD (Supervised) works
- Why Tesla is offering this deal now
- Financial savings for buyers
- What to consider before September 1
Tesla Model 3: An Overview
The Tesla Model 3 has become one of the best-selling electric vehicles in the world. Known for its sleek design, affordability compared to other Teslas, and advanced technology, it is a popular choice among EV enthusiasts.
Key Features of the Tesla Model 3
- Range: Up to ~341 miles (depending on trim)
- Acceleration: 0–60 mph in as little as 4.2 seconds (Performance model)
- Interior: Minimalist cabin with a 15-inch touchscreen
- Safety: Top safety ratings globally
- Software updates: Over-the-air upgrades for continuous improvement
The Model 3 appeals to drivers seeking both affordability and cutting-edge innovation. Now, Tesla’s 0% APR offer with FSD (Supervised) makes it even more enticing.
What Does 0% APR Financing Mean?
Breaking Down APR
APR (Annual Percentage Rate) is the cost of borrowing money to purchase a car. Traditionally, auto loans come with interest rates that increase the overall cost of the vehicle.
For example, a $40,000 car financed at 5% APR over 60 months could add over $5,000 in interest.
The Tesla 0% APR Advantage
With Tesla’s promotion, buyers pay no interest. The purchase price is divided evenly into monthly payments, meaning you only pay for the car itself — no extra financing costs.
Example:
- Tesla Model 3 starting price: $38,990
- Financing term: 60 months
- With 0% APR: ~$649/month (no interest added)
This makes Tesla ownership significantly more affordable.
What Is FSD (Supervised)?
Tesla’s Full Self-Driving (Supervised) system is the company’s most advanced driver-assistance technology. While not fully autonomous, it provides a range of features that enhance safety and convenience.
Current Features of FSD (Supervised)
- Navigate on Autopilot: Automatic highway driving, including lane changes.
- Traffic Light and Stop Sign Control: Vehicle slows and stops for signals.
- Autosteer on city streets: Helps navigate urban environments.
- Smart Summon: Car can drive itself to you in a parking lot.
- Auto Lane Change: Adjusts lanes when safe.
Why “Supervised”?
Tesla emphasizes that drivers must remain attentive and keep their hands on the wheel. The system assists, but it is not fully autonomous.
Why Is Tesla Offering 0% APR With FSD (Supervised)?
Tesla often introduces limited-time incentives to boost sales and encourage adoption of new features.
Possible Reasons for the Promotion
- Increase Model 3 sales ahead of Q3 reporting.
- Promote adoption of FSD (Supervised) by bundling it into the deal.
- Compete with rivals like Hyundai, Kia, and Ford, which are offering EV discounts.
- Encourage EV adoption before incentives like the federal tax credit phase out for certain trims.
Financial Benefits of the Offer
Cost of FSD (Supervised)
Normally, Tesla charges $12,000 upfront or $199/month subscription for FSD. Including it in a 0% APR package adds tremendous value.
Savings From 0% APR
Compared to a 5% loan:
- Tesla Model 3 purchase: $38,990
- 60 months at 5% APR: ~$736/month → ~$5,200 total interest
- At 0% APR: ~$649/month → $5,200 saved
Combined Value
- 0% APR savings: ~$5,200
- FSD included: $12,000 value
- Total buyer benefit: ~$17,000+
Deadline: Why Sept 1 Matters
Tesla has set September 1 as the cutoff for this offer. Buyers must order and take delivery by then to qualify.
Historically, Tesla deadlines have driven spikes in sales, as customers rush to secure deals. After September 1, financing may return to standard APRs, and FSD may not be included.
How to Take Advantage of the Tesla Model 3 0% APR + FSD Offer
Step-by-Step Guide
- Visit Tesla’s website or app and configure a Model 3.
- Select financing and confirm the 0% APR offer is applied.
- Confirm eligibility (credit approval may be required).
- Take delivery before September 1 to lock in the deal.
Who Qualifies?
- Buyers with sufficient credit scores for financing.
- U.S. customers (availability may vary by region).
- Orders must be finalized and delivered before the deadline.
Things to Consider Before Buying
Pros
- Save thousands in financing costs.
- Get Tesla’s advanced FSD (Supervised) system.
- Own one of the best-selling EVs at its most affordable.
Cons
- FSD is not fully autonomous — drivers must supervise.
- Limited-time promotion — creates urgency.
- Monthly payments still depend on buyer’s financial situation.
Broader Impact on the EV Market
Tesla’s 0% APR offer with FSD could set a trend in the EV industry. As competition heats up, more automakers may introduce aggressive financing deals or bundle advanced features to attract buyers.
It also highlights Tesla’s focus on software adoption. By making FSD more accessible, Tesla increases the number of cars gathering driving data, improving the system over time.
FAQs on Tesla Model 3 0% APR With FSD (Supervised)
1. When does the Tesla 0% APR promotion end?
The offer ends September 1, and buyers must take delivery by that date.
2. Which Tesla models are eligible?
The promotion currently applies to the Tesla Model 3. Other models may not be included.
3. Does FSD (Supervised) make the car fully autonomous?
No. Drivers must remain attentive and supervise at all times.
4. How much do I save with 0% APR?
Buyers can save thousands in interest — often $5,000+ over a standard loan.
5. Can I combine this with other incentives?
Yes, depending on eligibility, buyers may still qualify for state EV rebates or federal tax credits.
Act Before Sept 1
The Tesla Model 3 0% APR with FSD (Supervised) promotion is one of the most attractive deals Tesla has ever offered. By combining zero interest financing with the $12,000 FSD package, buyers can save well over $15,000 in total value.
But the offer is short-lived. September 1 is the deadline. If you’ve been considering a Model 3, now is the time to act. After this date, financing will likely return to standard rates, and FSD will once again require a hefty extra cost.
For buyers ready to make the switch to electric driving, this limited-time promotion could be the perfect moment to join the Tesla family.
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